Fully-paid family-level vision insurance coverage is offered through Vision Service Plan (VSP) to qualified part-time faculty. See descriptions on the SMC website HERE for more details regarding specific coverage. This is in lieu of choosing employee-only medical coverage or family-level dental coverage.
Some part-time faculty have health insurance coverage through their spouse or other employment, so they choose the SMC coverage that makes the most sense for their specific health insurance needs.
When employer-provided health coverage is lost it is classified as a "mid-year qualifying event" which means you are able to enroll in outside coverage through such things as the Covered CA Exchange, another employer, another individual policy, a spouse's plan, COBRA or Medicare (if aged 65 or older). Any part-time faculty member who loses SMC coverage will receive a COBRA notice that basically allows you to continue to have your SMC Kaiser HMO plan, but with you making the payments. You have 60 days from the date that coverage is lost to decide if you wish to elect COBRA, and if you do, it will be retroactive to the date that coverage was lost (September 1 for fall semesters and March 1 for spring semesters).
Lugina Rogers, HR Analyst-Leaves & Benefits - 310-434-4060 / rogers_lugina@smc.edu
Alysha DeLuna, Employee Benefits Coordinator - 310-434-4523 / deluna_alysha@smc.edu
